- The Caisse solidaire is one of the very few, if not the only Quebec institution, to trace the trajectory of its members’ dollars that it invests in projects.
- The “Money Journey” is published each year in the activity report. We find the origin of the money and its use – page 11 of the 2023 report
Founded in 1971 by a union-led effort to contribute to greater social justice, our cooperative is a major financial intermediary between savers and borrowers in the social economy in Quebec.
The solidarity savings bank is an alternative financial institution
“At the solidarity economy fund, my values and my money are in the same place.” – Sophie Lallemand, certified facilitator and trainer, Climate Fresk, Digital Fresk and 2-tonne Workshop.
5 good reasons to choose us
Caisse solidaire is recognized as the only Quebec financial cooperative specializing in financing social economy enterprises (cooperatives and non-profit organizations). It is also the leading financial cooperative dedicated to responsible investment.
- The history of its constitution is atypical; in 1971, it was forged by a small group of passionate individuals, determined to put money at the service of people.
- To learn more, listen to his story:
The Caisse solidaire offers its individual and corporate members access to solidarity finance. Solidarity finance means being able to directly finance – through a financial institution – the projects of cooperative and non-profit social economy enterprises in all major sectors of activity.
- In 2023, the Solidarity Fund authorized loans to 145 different companies.
- More than 90% of its funding was devoted to cooperatives and NPOs working in the field of community housing and specialized accommodation.
At the Caisse, we bring together a critical mass of savers and borrowers who wish to see the emergence of a more egalitarian economy and ecology.
Our goal is not growth for growth’s sake. But to use the money to finance what creates social justice, the environment and democracy.
- We estimate that 83% of our member collective enterprises meet at least 1 of the 17 United Nations Sustainable Development Goals.
Do you know what financial institutions do with your savings and accumulated surpluses? Where is all this money going that the banks generate that you place in savings accounts, TFSAs, RRSPs and other investments?
To reconcile your needs for financial returns and your social and environmental values, all you need to do is become a member of the Caisse solidaire. You will thus have access to exclusive programs such as the Caisse RRSP, social return investment, responsible RESP and solidarity savings.
- At the Caisse solidaire, our advisors do not receive any performance incentive remunerationnor any end-of-year bonuses are linked to sales and product objectives.
- We will advise you according to your projects to invest responsibly
They chose the solidarity fund
Responsible investment advisor
At the heart of our savings offer
To reconcile your needs for financial returns and your social and environmental values, we offer advice for responsible management of your savings to committed citizens, unions, non-profit organizations and cooperatives. Our wealth management advisors are certified in responsible investment by the Association for Responsible Investment. All Desjardins investment products are available at the Caisse.
Make your choices among our exclusive programs
For citizens and organizations
Social return investing
A guaranteed savings program that helps support the development of collective businesses throughout Quebec.
For citizens and organizations
Responsible RESP
An investment to invest in a child’s future while helping to preserve their environment. It is one of the most profitable financial tools due to government subsidies.
For citizens and organizations
Solidarity savings
A guaranteed savings tool to support unions in conflict and collective enterprises in temporary difficulty. Depositors generously forgo the interest generated.
For citizens and organizations
The RRSP of the solidarity fund
A guaranteed savings program that is used to finance social economy businesses, NPOs and community organizations.
Not sure of your choice?
Want to know more? Simply fill out this contact form and we will contact you.
Nous sommes une caisse Desjardins
Nous offrons tous les produits d’épargne et de prêts offerts par le Mouvement Desjardins. S’ajoute notre offre spécialisée en économie sociale et en investissement responsable.